As an HSLDA member, you can save 10% on Dave Ramsey's Foundations in Personal Finance curriculum with our Member Savings program!

Fewer than half of high school seniors qualify as financially literate, and more than seven million borrowers are in default on student loans for college. Does your child have the financial wisdom needed to be ready for adulthood?

Equip Your Children for Life

More than 25,000 homeschool families have used Foundations in Personal Finance to teach teens how to save, avoid debt, budget with intention, spend wisely, and how investing early will help them build wealth. Foundations goes beyond practical money basics, equipping homeschool educators with the resources needed to help their students create new financial habits and transform the way they approach money.

The Foundations in Personal Finance for Homeschool series includes editions for both high school and middle school grade levels. Each edition can be used individually or as a consecutive series to build on the principles taught throughout, and both are designed to be complete and turnkey, saving you time and equipping you with everything needed for a dynamic learning experience.

High School Edition

Foundations in Personal Finance: High School Edition for Homeschool includes everything you need to teach your high schooler how to manage money. We've included lesson plans, video lessons by Dave Ramsey and his team of experts, 35-plus activities, and more!

Middle School Edition

With eye-catching design and unique teaching illustrations, Foundations in Personal Finance: Middle School Edition for Homeschool will easily hold the attention of students in grades 6-8. Everything needed to equip you to teach personal finance is provided, including a student text, teacher resources, age-specific activities, and more!